單字基礎Lv1~Lv3旅遊英文學習閱讀

出國旅遊想在當地換錢?5句實用句子,讓你換匯購物超順利

相信不少人會趁著暑假的期間安排出國旅遊,雖然說出國前已經換匯好了,但是人在國外難免還是會遇到急需用錢的時候。
想知道現在的匯率、或是想換小一點的幣值時該怎麼表達?別擔心,把以下幾個實用句子記起來,就不用擔心開不了口囉。

一、1分鐘單字速速記 Vocabulary

  • competitive (adj.) 競爭的、優惠的
  • quote (v.) 報價
  • the best bang for one’s buck (phrs.) 物美價廉、划算
  • fluctuate (v.) 波動
  • keep watch (phrs.) 持續關注
  • channel (n.) 管道、渠道
  • no-brainer (n.) 想都不用想、不需多思考的問題
  • conversely (adv.) 相反地
  • rocket science (n.) 困難複雜的事
  • swap (v.) 交換、交易
  • denomination (n.)(錢的)面額、面值

二、小撇步與避免的事項 Tips & What to Avoid

Here are some tips and things to avoid when making foreign exchanges and to prevent losing money. Take note that some of these may not apply to certain countries, but they’re definitely useful for popular travel destinations.

這裡有一些有關於換匯時的小撇步與應避免的事項,可以預防錢財遺失。要注意有些不適用於某些國家,但絕對適用於熱門的旅遊地區。

1. Head to the busiest currency exchange booths 去最多人去的換貨所

Follow the crowd! More volume means more competition, which means better and more competitive rates.

跟著人群就對了!越多人潮代表越有競爭力,也代表可以換到越優惠的匯率。

2. Avoid making exchanges on weekends 避免在假日換匯

You might have heard of this one. This is mainly because Forex (foreign exchange) markets are closed on weekends, and most foreign currency exchange services will use the last quoted rate from the preceding Friday.

你可能聽說過,Forex(「外匯兌換」的縮寫)市場在假日是沒有營業的,且大部分的兌換外匯服務會用星期五最後的報價。

3. Early is not always good 提早兌換不全然是好事

Unlike accommodations and flight tickets, exchanging currency ahead of time will not always get you the best deal. To get the best bang for your buck will require you to do some homework in advance, monitor the rates for a period of time, pay attention to the news and anything that can affect and cause the rates to fluctuate.

和住宿跟訂機票不同的地方是,提早兌換貨幣並不全然會讓你有最好的收穫。想要以最划算的匯率換錢,你會需要提前做足功課。觀察一段時間的匯率,關注任何會影響匯率、造成匯率波動的新聞。

Here are a few websites you can use to keep watch and stay updated:

這裡有一些網站你可以用來觀看匯率,知道最新的動態:

XE Currency Converter
OANDA
Travelex
CNNMoney

4. Service fees 手續費

Keep in mind the service fees that may apply when and each time you exchange money. Remember, you may be charged a currency conversion fee (by the bank) as well as a transaction (service) fee. These fees will vary from bank to bank and different channels.

記得每一次兌換貨幣的過程中可能會有手續費。請記住,銀行會向你收取貨幣轉換費用,即是手續費(服務費)。不同家銀行及管道會收取不同費用。

5. Using credit and debit cards abroad 在海外使用信用卡及金融卡

This one is a no-brainer. Always let your bank know about your trip and all the countries you plan to visit. This will prevent the bank from blocking any transactions you make abroad, and conversely, block any transactions that are made from countries other than the ones you mentioned. For example, if your CC gets stolen, any transaction the thief tries to make outside of listed countries can be blocked.

這個非常地淺顯易懂。讓你的銀行知道你正計畫要去的所有國家。銀行就不會阻擋任何你在國外的轉帳行為,反過來說,銀行會阻擋任何你未曾提及的國家中之轉帳行為。例如,如果你的信用卡被偷了,當小偷想要在任何不在名單上的國家消費時,就無法使用該信用卡。

三、常用句型與符號 Common Phrases & Symbols

Exchanging money is really no rocket science, it’s pretty straightforward. However, we’ve gathered a few phrases for you to guide and help you along in case you’re feeling uncertain.

換匯並非複雜困難的事,其實非常直接明瞭。然而,我們匯集了一些片語讓你在不確定的時候可以引導幫助你。

What is the exchange rate for the Japanese Yen?

日幣換匯匯率是多少?

How much is the conversion and transaction fee?

換匯手續費是多少?

I would like to swap some New Taiwan Dollars for Canadian Dollars.

我想要從台幣換成加幣。

These notes are too worn.

這些鈔票太舊了。

I want small denominations, nothing bigger than a fifty.

我想要小面額的貨幣,小於五十。

To help make things even easier for you, here’s a chart of the names of more common currencies and their currency symbols:

為了讓你更容易了解,這個表格會告訴你一些常見的貨幣符號:

換匯貨幣符號

Whether it’s a country you’ve been many times or not, you should always be extra careful when it comes to monetary exchanges. Always ask your travel guide or people who have visited the destination for some traveling tips and things to be aware of. Careful planning and research can help to ensure a pleasant trip! Bon voyage!

不論你是否去過這個國家很多次了,你都應該在換匯這件事情上格外小心。詢問導遊或是詢問有去過此國家的人,問他們是否有任何旅遊小撇步或任何要注意的事項。小心地規劃和尋求幫忙可以讓你有一個愉快的旅程。祝您旅途愉快!

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